Required Minimum Distribution

I have an IRA account that is invested in a Real Estate loan that was receiving monthly interest payments only. The borrower is now going through bankruptsy and it appears now that my account will not be receiving any monthly payments. The accumulation of these payments is what I was using to satisfy my RMD.

Is there a method of freezing or suspending the RMD in order to avoid any penalties because of my inability to withdraw the RMD? In fact it may come down to my losing the money entirely.

I have a couple of IRA accounts that are invested in annuities, however, the annuities are so young (1 year) that if I withdraw more RMD than that is required I would pay early withdrawal penalties that would soon destroy the accounts.